California HUD foreclosure counseling agencies

HUD approved counseling agencies in California.

Mortgage and Foreclosure Assistance

Find a listing of free non-profit HUD approved foreclosure counseling agencies in California that help homeowners as well as potential buyers. They give free, expert advice on everything having to do with owning a home, including help with delinquent mortgages, fair housing counseling, budgeting and they also assist tenants too.

Get help from a HUD counselor in CA that may be near you.

Mortgage and Foreclosure Assistance

Every one of these agencies can provide a homeowner or current renter with access to a highly trained housing or mortgage counselor. Homeowners will have an opportunity to sit down and meet face to face with these counselors or have a phone call. There is information on refinancing or modifying a home loan, reverse mortgage counseling for seniors, and help understanding the home buying process.

Much more is available too. The HUD counseling process is in depth. The counselor will need to understand the clients personal and financial situation, including debts, expenses, income, and other factors. Based on the assessment, solutions to a delinquent mortgage or foreclosure filing will be provided.

All of the California organizations below have been certified by the federal government. Organizations in CA with a free HUD counselor: A-1 Community Housing Services Location is 22320 Foothill Blvd, Hayward, CA, 94541-2701. Telephone number is (510) 674-9227 The non-profit helps homeowners and potential borrowers.

Learn about FHA loans, where to get government help with down payment, and also credit counseling and repair services. Affordable Housing Clearinghouse: Address: 23201 Lake Center Dr, Lake Forest, California, 92630-6821. Phone: (949) 859-9255 Asian Incorporated: Address: 1167 Mission Street, San Francisco, CA, 94103-1544.

For details, dial (415) 928-5910 BALANCE:

Mortgage and Foreclosure Assistance

There are multiple locations of the non-profit .Both free in person and remote consultations are offered. The HUD counselors offer support to homeowners, veterans, renters and others with their housing needs. There are resources for individuals facing foreclosure or tenants homelessness. Get free or low-cost mortgage modifications, refinancing, and other help.

Phone: (800) 777-7526 Address: 1655 Grant Street, Concord, CA, 94520-2600. Another site is at 3543 18th St, San Francisco, California, 94110-1683. Or try 3033 Cleveland Ave, Santa Rosa, California, 95403-2126.

Free Legal Services

California Legal Aid: The statewide service put low-income or elderly homeowners in contact with a free, pro-bono lawyer. Both phone and local offices are in the state. The attorneys also work with local HUD counselors to coordinate mortgage assistance programs as needed.

Find a free lawyer near you in CA , Carolyn E. Wylie Center for Children, Youth and Families: Address: 4164 Brockton Ave, Riverside, California, 92501-3400. Main Phone: (951) 683-5193 A major focus is on families with children, including single moms and dads in California. As the HUD organizations works to help the family unit stay intact, Catholic Charities, Diocese of Santa Rosa: The Housing Counseling agency is at 987 Airway Ct, Santa Rosa, California, 95403-2048.

Call (707) 528-8712

Mortgage and Foreclosure Assistance

The church helps homeowners, people behind on their mortgage and single moms or parents with kids. For homeowners already in mortgage default or renters in arrears, counselors from the Catholic Charities center work closely with the borrower, tenants, landlords and lender to find a solution. Options may be payment plans, emergency financial help with a mortgage, relocations for the renter/homeowners and more.

Centro Familia Esperanza: Address: 1720 E Los Angeles Ave, Simi Valley, California, 93065-2095. For details, call (805) 813-8751 City of Vacaville Department of Housing Services: The HUD agency is based at 40 Eldridge Ave, Vacaville, California, 95688-6824. Telephone number is (707) 449-5675 Coachella Valley Housing Coalition: Location is 45701 Monroe St, Indio, California, 92201-3964.

Phone: (760) 347-3157 For individuals or low income families living in or considering purchasing manufactured housing, the HUD counselors can provide specialized advice about financing. Learn about lot rent help, installation of a trailer, lease agreements, and maintenance of these types of homes.

Community Housing Council of Fresno: Address: 2560 W Shaw Ln, Fresno, California, 93711-2777. Phone: (559) 221-6919 Community Housing Development Corporation of North Richmond: Address: 1535 Fred Jackson Way, Richmond, California, 94801-1525. Phone: (510) 412-9290 Community Services and Employment Training, Inc.

(CSET):

Community Action Agency Services

Community action is at 312 NW 3rd Ave, Visalia, California, 93291-3626. Call (559) 732-4194 Credit.org: A wide variety of credit and mortgage counseling services are offered by this CA non-profit. Mortgage relief for homeowners may include modifying loan terms, creating repayment plans for the home loan, forbearance or exploring options like a short sale or deed in lieu of foreclosure.

Counselors also give free advice on managing and improving credit scores for would be homebuyers. The Riverside County office is at 1450 Iowa Ave, Riverside, California, 92507-0508. Dial (866) 896-7965 Address: 1555 W Florida Ave, Hemet, CA, 92543-3814. Phone: (855) 736-7782 Main address: 2140 Hoover Avenue, National City, CA 91950, National City, California, 91950.

Phone: (800) 580-1592 Office is at 1450 Iowa Ave, Riverside, CA, 92507-0508. Phone: (800) 947-3752: East LA Community Corporation (ELACC): Address: 2917 E. 1st Street, Los Angeles, California, 90033-3667. Telephone number is (323) 859-8050 Eden Council for Hope and Opportunity (ECHO): Location is 22551 2nd St, Hayward, CA, 94541-4136.

Phone: (510) 581-9380: A wide range of financial assistance programs are offered for homeowners, tenants, and homeless people. HUD counseling, as a form of mortgage relief, is but one option. Epicenter Foundation: Address: 206 W 4th St, Santa Ana, California, 92701-4678. Phone: (714) 361-4139 Fair Housing Advocates of Northern California:

Free Legal Services

Tenants, homeowners, the homeless, disabled people and others will get help from the HUD counseling process. Whether applications to government rent relief programs, or free legal aid to deal with discrimination or predatory loans, assistance is offered to low-income households.

Address: 1314 Lincoln Ave, San Rafael, CA, 94901-2105. Phone: (415) 457-5025 Address: 4164 Brockton Ave, Riverside, CA, 92501-3400. Phone: (951) 682-6581 Riverside County and Moreno Valley 23890 Allessandro Blvd, Moreno Valley, California, 92553-8801. Call (951) 653-8314 655 North Palm Canyon Drive, Palm Springs, California, 92262-5529.

Phone: (760) 864-1541 Fair Housing Foundation 3605 Long Beach Blvd, Long Beach, CA, 90807-4013. Phone: (562) 989-1206

Mortgage and Foreclosure Assistance

Services from the HUD agency include, but are not limited too, tenant and landlord mediation as well as mediation with mortgage servicers and homeowners. HUD counselors can act as neutral third parties to help resolve disputes between the parties.

Or get help with mortgage loan modification, negotiation of payment plans and other solutions. Faith and Community Empowerment (formerly Korean Churches for Community Development ) 3550 Wilshire Blvd Ste 1124, Los Angeles, California, 90010-2417. Phone: (213) 985-1500 Fresno Interdenominational Refugee Ministries: Address: 1940 N Fresno St, Fresno, California, 93703-2231.

Phone: (559) 487-1500 GreenPath Financial Wellness 1561 E Orangethorpe Ave, Fullerton, California, 92831-5217. Phone: (888) 860-4167 A national non-profit with offices in HUD. Everything from debt relief to mortgage assistance programs, bankrutcy consultations and more is offered.

Habitat for Humanity: Volunteers and counselors help low-income families and single moms with homeownership. There will be some houses built, even for veterans in CA. In addition, they are a HUD counseling agency that will educate homeowners on maintaining their home to protect its value and avoid costly repairs.

Some repairs may be done by Habitat too, such as for low-income seniors or the disabled. They will also help with advice on regular maintenance tasks and when to seek professional help.

Phone: (510) 803-3373 East Bay/Silicon Valley address is 2619 Broadway, Oakland, California, 94612-3107. Address: 513 Valley Way, Milpitas, California, 95035-4105 Habitat for Humanity Greater Los Angeles is at 8739 Artesia Blvd, Bellflower, California, 90706-6330. Phone: (310) 323-4663 Stanislaus County office is at 2260 Tenaya Dr, Modesto, California, 95354-3924.

For info, call (209) 575-4585 Home Preservation and Prevention (HPP Cares): For information, stop by 3748 Bayer Ave, Long Beach, California, 90808-1884. Telephone number is (562) 281-8861 HomeOwnership OC: Address: 801 W Civic Center Dr, Santa Ana, California, 92701-4066. Phone: (714) 204-2314 Inland Empire Resource Center: Address: 2050 N Mt Vernon Ave, San Bernardino, CA 92411.

Phone: (909) 887-8700 A number of free classes and workshops are held by the HUD agency. It includes in-depth discussions about budgeting, credit scores, maintaining a home, down payment assistance programs, and choosing the right mortgage for buyers or finding relief for current families.

They create personalized action plans to address specific hardships. Inland Fair Housing and Mediation Board: Address: 1500 S Haven Ave, Ontario, CA, 91761-2969. Phone: (800) 321-0911 Korean Resource Center: Multiple sites are in the region, with advice giving to non-English speakers, immigrants and migrants too.

620 N Harbor Blvd, Fullerton, California, 92832-1518. Phone: (714) 869-7624 Address: 900 Crenshaw Blvd, Los Angeles, Californi